Well, the time is here…
The time to decide if you finally want to stop struggling with money. The time to get your junk together and take steps toward paying off the mounds of debt you have.
It’s the time to look yourself in the mirror and make that decision once-and-for-all, either:
If you happen to choose the former then…
Join us in paying off $10,000,000 worth of debt over 90 days!!
Well, it’s needless to say but many of them told me that they had debt – quite a large percentage carried significant amounts and some had over $100,000 (which is how much I had 6 years ago) – and they also told me they wanted help and a plan to pay it off!
If you were one of those people OR if you want to pay off debt, then for the next 30 days, WorkSaveLive will give you all of the information you need to help get you started paying off debt.
On top of the education and information our team of writers will be providing, there is a whole site dedicated to the Debt Movement which will provide further education, testimonies, and stories from bloggers and readers about overcoming their personal battles with debt. The movement was started and launched by Jeff Rose and you can check out the official site here: DebtMovement.com.
You don’t have to participate in the movement if you don’t want to. You can visit WSL or the DebtMovement website, read some great articles, and gain invaluable tips and advice on how you can pay off your own debt.
You can join in on the fun and help pay off $10,000,000 worth of debt over 90 days!! If that sounds like your cup of tea, then here’s what will go down:
1. Learn as much as you can over the next 30 days.
While the movement is “launching” today, the next month is all about educating you and giving you the tools you need to get out of debt. Here at WSL we’re going to have:
If you don’t want to miss any of the action (i.e. advice), then sign
up by email to get an update any time we post a new article.
If you’re a new reader and aren’t exactly sure where to get started, then check out some of my old posts and brush up on budgeting principles and why you need an emergency fund. If you’re interested in saving money then check out how to save on your monthly grocery budget, on a home security system, or save money on college textbooks.
So, for the month of January, learn as much as you can and start implementing the tips and strategies whenever they’re applicable to you.
2. Join the Movement!!
It’s really easy to get started. Click the “JOIN US” button on the box below and register for ReadyForZero, the official debt pay off tool for the Debt Movement (and the tool that’s going to help us keep track of ever penny of debt that’s paid off). For those of you that haven’t used ReadyForZero, I’ll be writing an article about their tool in the coming days.
3. Start to PAY OFF DEBT on February 1st!
At the start of February it’ll be time to take all that you’ve learned, apply it to your life, and start working on GETTING OUT OF DEBT!!! The Debt Movement will last a total of 90 days and the clock will start ticking on 2/1.
Over the course of that 90-day period we’re hoping to help people pay off a combined $10,000,000 worth of debt! I will place the widget above on the sidebar of my website so that you’ll be able to join in on the movement at any time while also tracking along with how much debt is being paid off!
4. Enter to win the Scholarships.
Go HERE to read more about the “debt scholarships.” Who in the world wouldn’t want a chance to win a $2,000, $1,000, or $500 scholarship to help you pay off debt faster?!?
5. Get to it! Pay off as much debt as you possibly can!
There will no longer be reasons as to why you can’t pay off debt…or finally take the steps to change your life. You’ll have the knowledge and know-how, you’ll have the community involvement and support, and hopefully that will help you develop the desire and passion that’s needed to GET OUT OF DEBT!.
If I’ve learned anything over the 6 years that we’ve spent paying off debt, it’s this: your journey will be difficult, trying, and there will be moments (lots in-fact) that you’ll want to give up. Your friends will think you’re crazy; you may have to pack your lunch, every day, for 4 years straight (as I have); your socks will get lots of holes in them before you buy new ones, and it may be necessary to start wearing gloves, scarfs, and double layers in the house (as Mrs. WSL does) as you look to save on your gas/electric bill by turning down the furnace this winter. Lastly, there is a chance you won’t see your spouse, friends, or children again for some time (as you work as much as possible to make extra money), and to top it off, you may even have to resign yourself to the hearty, well-balanced meal of Ramen noodles a few times a week.
Despite the rock-star lifestyle one experiences when working to pay off debt, all I can tell you is that it’ll be worth it in the end. Just fight through the first few (difficult) months, get the ball rolling, and the rest is downhill from there.
The articles are written by personal finance enthusiasts (not certified professionals) based on their personal experience. What works for them may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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