Eye care is one of those expenses that many people forget about (unless you’ve been having vision issues since you were young).
Many people find out in school that they have trouble seeing, but even if vision isn’t the problem, you should still get your eyes checked out from time to time to make sure you don’t have any types of eye diseases. However, out of pocket eye care can be expensive, so here are some simple ways to save money on eye care.
The first way you can save money on your eye care is to get a vision service plan, which is essentially eye care insurance. Some companies offer Vision Service Plans (VSPs) through their regular benefit channels, but many do not. You can also buy VSPs on the open market; if this is the option you end up taking, be sure to shop rates between a few different insurance providers.
A VSP can save you a lot of money because, for a small monthly premium, you typically get a free annual exam, as well as discounts on special services and prescriptions.
The next way to save is to try and find the cheapest prescriptions you can find.
For eye care, this means getting discounts on glasses, frames, and contacts. Many first time eye care patients don’t realize that they have to pay for both the frames, and then the glasses that go in them. Frames themselves can be extremely expensive! I think we paid around $400 a few years back for my wife’s frames and lenses!
The same goes for contact lenses. Many doctors give away a free pair of contacts with your annual exam, but you will still need to go buy your full year’s prescription. A great way to find cheap contact prescriptions is to use a service like 1800Contacts. All you need to do is put in your doctor’s information, and 1800Contacts will get your prescription information and mail your contacts to your door.
Finally, you should check out your local big box store, like Target, Wal-Mart, or Costco. All of these retailers have optical centers where you can get prescriptions filled just like a regular pharmacy.
Many also offer basic eye and contact exams. Like most products they sell, these exams can be well priced, so you can save money versus going to a traditional eye doctor. Many also offer savings on getting prescriptions filled, and some even offer rewards programs like in their regular stores.
If you wear glasses or contacts, how much do you spend on an annual basis? We spend about $200 and that’s only because my wife doesn’t wear her contacts every day.
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