When you own a home, one of the most important concepts you can understand is loan to value ratio. Your loan to value (LTV) ratio is an expression of the amount of your mortgage as a [...]
If you’re dealing with a tight financial situation, a career crisis, the start of a new business, or you’re just worried about the direction of the economy, you need to read this. Often, after we’ve cut [...]
Owning rental property has a certain amount of appeal, mainly due to the fact that you own an asset that you can sell later, if you like (and if it appreciates enough in value). On top [...]
Many of us are conscious about the environment and want to take steps not only to care for our home but to be more environmentally clean in the process. Here are four ways to help make [...]
My house is your house. It’s a phrase we often find ourselves saying to houseguests, but the saying takes a new meaning when it comes to selling a house. Bottom line, when prospective buyers first approach [...]
Building passive income is a necessity for those in search for financial independence. Unless you intend on winning the lottery or getting a huge inheritance, you’ll have to think in terms of return on investment. For [...]
Buying a home is like trying to find the perfect confluence between your family’s financial situation and your lifestyle. Of course, most of us would take a country estate with vineyards and a Roman-inspired pool if [...]
Buying a new house is expensive. In order to become a homeowner, you will have a lot of upfront costs, like saving a down payment for a house, your mortgage fees, valuation fees, taxes, and so [...]
In many cases the earlier you can pay off your mortgage the better. Not only do you rid yourself of what is probably the largest debt hanging over your head, but you will usually save thousands [...]
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