Homes & Mortgages

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Should You Buy a House?

Whether it’s friends, family, or colleagues, it seems like everyone these days wants to buy a house. The issue about this topic is that buying a home should be based on whether or not it it […]

single-family-home

What is a Cash-In Refinance and Does It Make Sense for You?

A few years ago, when home values were soaring and the mortgage market crash and financial crisis had not yet caused widespread panic and financial difficulty, cash-out refinances were all the rage. Homeowners refinanced their homes […]

home equity

How to Get Money from Home Equity

As you build equity in the home, you can begin to access it for cash. However, accessing the equity in your home for cash isn’t always the best idea. Depending on how you go about accessing […]

reverse mortgage

Reverse Mortgage: Overview, Eligibility, and Disadvantages

One of the retirement planning tools that has become more popular in recent years is the reverse mortgage. More and more seniors are turning to the reverse mortgage to help them tap the equity built up […]

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How to Get Rid of Your Private Mortgage Insurance

If you put less than 20% down on your house, your lender will insist that you pay Private Mortgage Insurance (PMI). This type of insurance doesn’t protect you; it protects the lender. If you default on […]

house for sale

4 Things to Know about Real Estate Short Sale

Whether you are buying or selling, the prospect of a short sale can be cheering in the current real estate market. For buyers, a short sale offers the opportunity to get a great deal on a […]

financial ratio

What is Loan to Value Ratio and Its Importance

When you own a home, one of the most important concepts you can understand is loan to value ratio. Your loan to value (LTV) ratio is an expression of the amount of your mortgage as a […]

small-house

10 Reasons Why You Should Trade Down Your Home

If you’re dealing with a tight financial situation, a career crisis, the start of a new business, or you’re just worried about the direction of the economy, you need to read this. Often, after we’ve cut […]

building

When to Hire a Property Management Company

Owning rental property has a certain amount of appeal, mainly due to the fact that you own an asset that you can sell later, if you like (and if it appreciates enough in value). On top […]

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Disclaimer and Stuff

The articles are written by personal finance enthusiasts (not certified professionals) based on their personal experience. What works for them may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

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