Credit Cards & Debt
4 Ways to Get Initial Credit
Getting credit, especially intial credit, is tough. Coming from a household that never really talked about money and how to manage it, I certainly didn’t know how I could get credit when I first started out [...]
6 Steps to Deal with an Identity Theft Crisis
It’s a uniquely modern horror. You apply for a car loan or a new credit card and are denied, but you know that your credit score is excellent. It doesn’t take long to find out what [...]
Are Reward Credit Cards with an Annual Fee Worth It?
When used responsibly, a credit card can be a great tool. The right rewards program can provide you with free stuff, discounted travel and even cash back. When you use a good rewards program, you end [...]
5 Tips to Get Out of Debt Fast
Getting out of debt might seem like a simple concept, but it can take years of hard work and dedication to be debt free. If you want to get your finances back on track, you have [...]
Should You Co-Sign a Loan? And 4 Reasons Not To
It’s one of the most awkward conversations in modern life. A friend or relative asks you to co-sign a loan for a new car or a house — with the promise that of course they’re good [...]
Rebuild Your Credit Using Credit Cards
There are many reasons that people end up with poor credit. You know, though, that in order to get access to loans for major purchases (especially a home), you need to have a good credit score. [...]
Even Good Debt Can Put You in a Bad Position
One of the debates that goes on in the personal finance world revolves around the concept of whether or not some debt can be good. It is true that some debt (like a home mortgage) is [...]
Credit Score Scale: What is Your Rating?
Do you know your credit score? If not, here is a good list of ways to check your credit scores for free. I signed up for a few of these free accounts and got my scores. [...]
Having Trouble with the Debt Cycle? Stop Agreeing to More Debt!
In the wake of a menacing recession, U.S. consumers seem to be at a crossroads in debt accumulation and pay-off. While many households have spent the past few years paying off consumer debt, some are seeing [...]
How to Become Rich e-Course
- Introduction
- Step #1: Work on Making More Money
- Step #2: Review Your Auto & Home Insurance
- Step #3: Get Your Budget On
- Step #4: Develop YOUR Road-Map
- Step #5: Do You Have Life Insurance?
- Step #6: Put the Best Financial Tools to Work for You
- Step #7: Execute and Follow-Through
Budgeting 101
- 1. Basic Budget Rules
- 2. Learning How to Budget
- 3. Why Budgets Fail
- 4. Increase Disposable Income
- 5. Giving Every Dollar a Name
- 6. Average Budget Numbers & Percentages
Resources
Disclaimer and Stuff
The articles are written by personal finance enthusiasts (not certified professionals) based on their personal experience. What works for them may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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