Budgeting

cash envelope system

How to Start and Use the Cash Envelope System

If you’re struggling with money or you’re wanting to manage your finances better, then learning to control spending is one of the toughest challenges you’re going to face. However, if you’re serious about getting your financial […]

bookkeeping with calculator

How to Stay One Paycheck Ahead of the Game

Until a year-and-a-half ago, I always seemed to be under financial stress. I was getting further and further into debt, barely paying my bills, and definitely living paycheck to paycheck (at best). This was all my […]

We Need Help Sticking to a Budget

We Need Help Sticking to a Budget!

Where do I start? …well…I’ve been a budget nazi for over 6 years; in the early days there were times when we budgeted flawlessly and utilized the cash envelope system to perfection as we worked our […]

about to rock image

Debt Movement Update – It’s Time to Rock, I Salute You!

If you’re a first-time visitor here at WSL, welcome! For those of you that have been around awhile, you know that I specifically dedicated the entire month of January to the Debt Movement where we’re working […]

debt free readyforzero image 3

ReadyForZero: The Fastest Way to Become Debt Free

As we begin a new year, we long to finally make this the year we make a lasting difference in our lives. While 2012 witnessed us throw our resolutions out the window by mid-January, 2013 brings […]

reader's budget review 2

Family of 6 Living off $2100 per Month – Reader’s Budget Review

With the Debt Movement picking up steam, I’m going to do my last budget review for the WSL readers. If you missed the first one and are looking for help on how to create a budget […]

Reader's budget review

Rock That Debt – Reader’s Budget Analysis

As the Debt Movement surges along and we look to help give you ways to pay off debt, I gave WSL readers the opportunity to have me review (and analyze) their personal budget and goals. My […]

what matters in the new year

How to Decide What Financially Matters in the New Year

One of the hardest challenges that many of us face is sticking to a budget. If you’ve ever created a budget before, you know all too well that after a few months we find ourselves abandoning […]

freedom image

4 Keys to Achieving Financial Peace

Can you imagine having enough assets so that your entire income is covered by the interest, dividends, or rent generated by your investments? Could you imagine living a debt-free life and being able to take a […]

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Disclaimer and Stuff

The articles are written by personal finance enthusiasts (not certified professionals) based on their personal experience. What works for them may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

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