Miranda's Author Profile and Articles

MirandaMiranda is a freelance writer and professional blogger, specializing in financial topics. She has written for a number of financial web sites, and her work has been linked to by many publications, online and off. Miranda's blog is Planting Money Seeds.

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Articles by Miranda


What is a Cash-In Refinance and Does It Make Sense for You?

A few years ago, when home values were soaring and the mortgage market crash and financial crisis had not yet caused widespread panic and financial difficulty, cash-out refinances were all the rage. Homeowners refinanced their homes […]

home equity

How to Get Money from Home Equity

As you build equity in the home, you can begin to access it for cash. However, accessing the equity in your home for cash isn’t always the best idea. Depending on how you go about accessing […]

reverse mortgage

Reverse Mortgage: Overview, Eligibility, and Disadvantages

One of the retirement planning tools that has become more popular in recent years is the reverse mortgage. More and more seniors are turning to the reverse mortgage to help them tap the equity built up […]


5 Common Small Business Mistakes to Avoid

Many of us have dreams of entrepreneurship. Thanks to the Internet, smartphones and other technological wonders, it is easier than ever to start your own small business. Whether you are selling handicrafts, providing professional services, or […]


How to Get Rid of Your Private Mortgage Insurance

If you put less than 20% down on your house, your lender will insist that you pay Private Mortgage Insurance (PMI). This type of insurance doesn’t protect you; it protects the lender. If you default on […]


5 Things to Consider Before Quitting Your Day Job

Many of us have the dream of starting a business, or working self-employed from home. I love working from home, even though sometimes I feel like I am anything but my own boss. In my case, […]


Are Reward Credit Cards with an Annual Fee Worth It?

When used responsibly, a credit card can be a great tool. The right rewards program can provide you with free stuff, discounted travel and even cash back. When you use a good rewards program, you end […]


Turned Down for a Job? Check Your Facebook Profile

Social media is becoming an ingrained part of our lives — and our careers. With so much information available in the public domain about many of us, it is easy for almost anyone to do a […]


Using Networking to Build Wealth and Grow Your Net Worth

When we think about growing our net worth, most of us think of actions like earning more money, paying down debt, and investing in appreciating assets. However, we sometimes forget that who we know can help […]

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Disclaimer and Stuff

The articles are written by personal finance enthusiasts (not certified professionals) based on their personal experience. What works for them may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

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