Miranda's Author Profile and Articles

MirandaMiranda is a freelance writer and professional blogger, specializing in financial topics. She has written for a number of financial web sites, and her work has been linked to by many publications, online and off. Miranda's blog is Planting Money Seeds.

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Articles by Miranda

quit-day-job

5 Things to Consider Before Quitting Your Day Job

Many of us have the dream of starting a business, or working self-employed from home. I love working from home, even though sometimes I feel like I am anything but my own boss. In my case, [...]

credit-cards

Are Reward Credit Cards with an Annual Fee Worth It?

When used responsibly, a credit card can be a great tool. The right rewards program can provide you with free stuff, discounted travel and even cash back. When you use a good rewards program, you end [...]

facebook-at-work

Turned Down for a Job? Check Your Facebook Profile

Social media is becoming an ingrained part of our lives — and our careers. With so much information available in the public domain about many of us, it is easy for almost anyone to do a [...]

meetup-networking

Using Networking to Build Wealth and Grow Your Net Worth

When we think about growing our net worth, most of us think of actions like earning more money, paying down debt, and investing in appreciating assets. However, we sometimes forget that who we know can help [...]

financial ratio

What is Loan to Value Ratio and Its Importance

When you own a home, one of the most important concepts you can understand is loan to value ratio. Your loan to value (LTV) ratio is an expression of the amount of your mortgage as a [...]

online-degree

Are Online Degrees Worth Anything?

A few years ago, the idea that you could found a successful career based on an online degree was likely to be scoffed at. Online learning is now becoming more accepted. Indeed, many well-known offline campuses [...]

credit-cards

Rebuild Your Credit Using Credit Cards

There are many reasons that people end up with poor credit. You know, though, that in order to get access to loans for major purchases (especially a home), you need to have a good credit score. [...]

building

When to Hire a Property Management Company

Owning rental property has a certain amount of appeal, mainly due to the fact that you own an asset that you can sell later, if you like (and if it appreciates enough in value). On top [...]

Eliminate-Debt

Even Good Debt Can Put You in a Bad Position

One of the debates that goes on in the personal finance world revolves around the concept of whether or not some debt can be good. It is true that some debt (like a home mortgage) is [...]

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Disclaimer and Stuff

The articles are written by personal finance enthusiasts (not certified professionals) based on their personal experience. What works for them may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

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